Commercial Services Collateral Analyst
Company: GreenState Credit Union
Location: North Liberty
Posted on: June 23, 2022
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Job Description:
GreenState Credit UnionCommercial Services Collateral
AnalystUS-IA-North LibertyJob ID: 2021-2996Type: Regular Full-Time#
of Openings: 1Category: CommercialGreenState Credit
UnionOverviewThe Collateral Analyst position is responsible for the
analysis and monitoring of the collateral securing loans within the
commercial portfolio.ResponsibilitiesPerforms essential duties and
responsibilities in the following areas which may include, but are
not limited to those listed and are subject to change: 1. Adheres
to the Credit Union's core values and Service Standards in carrying
out GreenState's mission and vision.2. Demonstrates teamwork in all
interactions with co-workers and in the completion of all duties
and responsibilities.3. Provides the highest level of internal and
external customer service.4. Ensures confidentiality of member
information.5. Supports a diverse and inclusive work environment.6.
Plays a vital role by participating in community service
organizations and/or credit union sponsored events, on an annual
basis.7. Adheres to all state, federal and credit union
regulations, policies, and guidelines.8. Manages the appraisal
ordering process from initial request/engagement to final receipt
of the report.9. Corresponds with appraisers regarding current
appraisal requests.10. Completes appraisal reviews for 1-4 family
and commercial real estate loans.11. Communicates with the lending
and servicing teams when appraisals are received and reviewed.12.
Assists the Commercial Lenders and Underwriters in obtaining and
analyzing current collateral information on existing loans for the
purpose of conducting periodic reviews to determine the ongoing
credit worthiness of the borrower.13. Keeps well informed as to
market conditions as it relates to assessing portfolio risk with
proposed and existing credits.14. Develops a working knowledge of
credit administration, policy, and procedures.15. Maintains credit
files in accordance with guidelines, work with Commercial Lenders
and Underwriters to ensure that all necessary documentation is in
the file.16. Researches and responds to internal (co-worker) and,
occasionally, external (member or authorized third party) requests
for collateral information on commercial loans.17. Provides support
and assistance during internal, state, and federal audits and
examinations.18. Act as a resource for all Commercial Services team
members in order to facilitate the collateral analysis
processes.Qualifications1. Bachelor's Degree in Finance,
Accounting, Business Administration, or Economics is required.2.
Experience working in a financial organization is preferred.3.
Ability to coordinate and prioritize assignments and organize work
efficiently. Good time management skills required to manage
multiple assignments, meet deadlines, and work efficiently in a
time sensitive environment.4. Excellent figure aptitude, with
accuracy and attention to detail required.5. Knowledge of
procedures, forms, and regulations as they relate to commercial
lending.6. Ability to deal tactfully and efficiently with members
and co-workers on a professional level.7. Experience working in
commercial credit environment is preferred.8. Proficiency in a wide
variety of personal computer software programs, including the
Microsoft Office application suite.9. Ability, availability, and
willingness to work additional hours as dictated by the
workload.10. Strong analytical skills with excellent verbal,
written and interpersonal communication skills.11. Ability to work
independently and as part of a team12. Maturity and discretion to
handle confidential information and safeguard members' funds13.
Must be bondable.Reporting RelationshipReports to the Vice
President Commercial Credit Administration.Supervisory
ResponsibilitiesThis position is not responsible for the
supervision of other employees.Equal Opportunity Employment
StatementGreenState Credit Union is an Equal Opportunity Employer.
All qualified applicants will receive consideration for employment
without regard to race, color, religion, sex, sexual orientation,
gender identity, national origin, or protected veteran status and
will not be discriminated against on the basis of disability.
PI181191074
Keywords: GreenState Credit Union, Cedar Rapids , Commercial Services Collateral Analyst, Professions , North Liberty, Iowa
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