Mortgage Loan Originator North Liberty
Company: U.S. Bank
Location: North Liberty
Posted on: January 25, 2023
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Job Description:
At U.S. Bank, we're passionate about helping customers and the
communities where we live and work. The fifth-largest bank in the
United States, we're one of the country's most respected,
innovative and successful financial institutions. U.S. Bank is an
equal opportunity employer committed to creating a diverse
workforce. We consider all qualified applicants without regard to
race, religion, color, sex, national origin, age, sexual
orientation, gender identity, disability or veteran status, among
other factors.Job Description Originates mortgage loans in an
assigned metropolitan territory. Takes applications, conducts
preliminary underwriting reviews, submits loan applications to
processing and underwriting for approval. Follows-up to ensure that
documents required for processing, underwriting, and closing are
secured in a timely manner from appropriate sources. Incumbents are
customarily and regularly engaged in making and soliciting loan
sales and conducting sales-related activities away from U.S. Bank
locations. Incumbents are expected to spend at least 50% of their
time conducting their activities away from U.S. Bank locations.
This position requires National Mortgage Licensing System (NMLS)
registration under the terms of the S.A.F.E. Act of 2008 and
Regulation Z. You will be subject to the required registration
process, which includes a criminal background and credit check.
Failure to meet or maintain any of the NMLS registration
requirements, including maintaining a satisfactory criminal and
credit record, may result in a rescission of your offer or
termination of employment. Basic Qualifications - High school
diploma or equivalent - Minimum one year of mortgage, sales, real
estate, or banking experience - Ability to travel Preferred
Skills/Experience - Well-developed sales ability - Basic knowledge
of pricing and underwriting requirements of various mortgage
insurance companies - Working knowledge of underwriting
requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and
private investors - Basic knowledge of local, state and national
laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit
requirements, etc.) - Ability to work independently - Ability to
analyze financial information - Excellent verbal and written
communication skills If there's anything we can do to accommodate a
disability during any portion of the application or hiring process,
please refer to our disability accommodations for applicants.
Benefits: Take care of yourself and your family with U.S. Bank
employee benefits. We know that healthy employees are happy
employees, and we believe that work/life balance should be easy to
achieve. That's why we share the cost of benefits and offer a
variety of programs, resources and support you need to bring your
full self to work and stay present and committed to the people who
matter most - your family.Learn all about U.S. Bank employee
benefits, including tuition reimbursement, retirement plans and
more, by visiting careers.usbank.com.EEO is the LawApplicants can
learn more about the company's status as an equal opportunity
employer by viewing the federal EEO is the Law poster.E-VerifyU.S.
Bank participates in the U.S. Department of Homeland Security
E-Verify program in all facilities located in the United States and
certain U.S. territories. The E-Verify program is an Internet-based
employment eligibility verification system operated by the U.S.
Citizenship and Immigration Services. Learn more about the E-Verify
program.Due to legal requirements, U.S. Bank requires that the
successful candidate hired for some positions be fully-vaccinated
for COVID-19, absent being granted an accommodation due to a
medical condition, pregnancy, or sincerely held religious belief or
other legally required exemption. For these positions, as part of
the conditional offer of employment, the successful candidate will
be asked to provide proof of vaccination or approval for an
accommodation or exemption upon hire.
Keywords: U.S. Bank, Cedar Rapids , Mortgage Loan Originator North Liberty, Other , North Liberty, Iowa
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